Difference between revisions of "Directory:Loan Consolidation"
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− | {{Infobox_Company | + | {| width="100%" cellpadding="5" cellspacing="10" style="background:#99CC99; border-style:solid; border-width:2px; border-color: #cccccc" |
+ | | width="55%" valign="top" style="padding: 0; margin:0;" | | ||
+ | <div style="float:right; width:100%"> | ||
+ | __NOTOC__ | ||
+ | {| align=right | ||
+ | |- | ||
+ | | | ||
+ | {{Infobox_Company Share | ||
| company_name = [[Company_Name:=Loan Consolidation]] | | company_name = [[Company_Name:=Loan Consolidation]] | ||
| company_logo = | | company_logo = | ||
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| foundation = [[Year_Started:=2007|[[2007]]]] | | | foundation = [[Year_Started:=2007|[[2007]]]] | | ||
founder = [[Directory:garrett Minks|Garrett Minks]] | | founder = [[Directory:garrett Minks|Garrett Minks]] | | ||
− | location = {{flagicon|US}} [[City:=Houston|[[Directory:Houston, Texas|Houston]]]], [[State_Name:=Texas|[[Directory:Texas|Texas]]]], [[Country_Name:=United States|[[Directory:United States|USA]]]] | | + | location = {{flagicon|US}} [[City:=Houston|[[Directory:Houston, Texas|Houston]]]], |
+ | [[State_Name:=Texas|[[Directory:Texas|Texas]]]], [[Country_Name:=United States|[[Directory:United States|USA]]]] | | ||
key_people = [[Key_Person1:=Garrett Minks|[[Directory:Garrett Minks|Garrett Minks]]]], [[Key_Person1_Title:=CEO]]<br> | | key_people = [[Key_Person1:=Garrett Minks|[[Directory:Garrett Minks|Garrett Minks]]]], [[Key_Person1_Title:=CEO]]<br> | | ||
industry = [[NAICS_Code1_Title:=Loan Consolidation|Loan Consolidation]]| | industry = [[NAICS_Code1_Title:=Loan Consolidation|Loan Consolidation]]| | ||
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footnotes = | footnotes = | ||
}} | }} | ||
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− | '''[[keyword:=Loan Consolidation|Loan Consolidation]] | + | {| width="60%" cellpadding="5" cellspacing="10" style="background:#ffffcc; border-style:solid; border-width:3px; border-color: #cccccc" |
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− | + | <div style="float:right; width:100%"> | |
− | + | '''[[keyword:=Loan Consolidation|Loan Consolidation]] [[keyword:=Student Loan Consolidation|is]] [[keyword:=Collegeg Loan Consolidation|the]] [[keyword:=school consolidation|definitive]] listing on the internet for all of your loan consolidation needs to helpy you quickly and intelligent get out of debt and start on the path to [[keyword:=financial indepedence|financial independence]].''' | |
− | + | |} | |
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==Sponsored Resources== | ==Sponsored Resources== | ||
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<center> | <center> | ||
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− | / | + | var AdBrite_Border_Color = 'FFFFFF'; |
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− | + | <script src="http://ads.adbrite.com/mb/text_group.php?sid=329285&zs=3330305f323530" type="text/javascript"></script> | |
− | + | <div><a target="_top" href="http://www.adbrite.com/mb/commerce/purchase_form.php?opid=329285&afsid=1" style="font-weight:bold;font-family:Arial;font-size:13px;">Your Ad Here</a></div> | |
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+ | {| width="60%" cellpadding="5" cellspacing="10" style="background:#FFFFCC; border-style:solid; border-width:2px; border-color: #cccccc" | ||
+ | | width="55%" valign="top" style="padding: 0; margin:0;" | | ||
+ | <div style="float:right; width:100%"> | ||
==Debt Consolidation== | ==Debt Consolidation== | ||
'''Debt consolidation''' entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan. Debt consolidation can simply be from a number of unsecured loans into another unsecured loan, but more often it involves a secured loan against an asset that serves as collateral, most commonly a house. In this case, a mortgage is secured against the house. The collateralization of the loan allows a lower interest rate than without it, because by collateralizing, the asset owner agrees to allow the forced sale (foreclosure) of the asset to pay back the loan. The risk to the lender is reduced so the interest rate offered is lower. | '''Debt consolidation''' entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan. Debt consolidation can simply be from a number of unsecured loans into another unsecured loan, but more often it involves a secured loan against an asset that serves as collateral, most commonly a house. In this case, a mortgage is secured against the house. The collateralization of the loan allows a lower interest rate than without it, because by collateralizing, the asset owner agrees to allow the forced sale (foreclosure) of the asset to pay back the loan. The risk to the lender is reduced so the interest rate offered is lower. | ||
Sometimes, debt consolidation companies can discount the amount of the loan. When the debtor is in danger of bankruptcy, the debt consolidator will buy the loan at a discount. A prudent debtor can shop around for consolidators who will pass along some of the savings. Consolidation can affect the ability of the debtor to discharge debts in bankruptcy, so the decision to consolidate must be weighed carefully. | Sometimes, debt consolidation companies can discount the amount of the loan. When the debtor is in danger of bankruptcy, the debt consolidator will buy the loan at a discount. A prudent debtor can shop around for consolidators who will pass along some of the savings. Consolidation can affect the ability of the debtor to discharge debts in bankruptcy, so the decision to consolidate must be weighed carefully. | ||
− | + | |} | |
+ | {| width="100%" cellpadding="5" cellspacing="10" style="background:#FFFFCC; border-style:solid; border-width:2px; border-color: #cccccc" | ||
+ | | width="55%" valign="top" style="padding: 0; margin:0;" | | ||
+ | <div style="float:right; width:100%"> | ||
==Student Loan Consolidation== | ==Student Loan Consolidation== | ||
[[Image:Graduate.jpg|thumb|right|Graduation can bring the greatest feeling of accomplishment but getting a your student loans paid off as soon as possible is a top priority.]] | [[Image:Graduate.jpg|thumb|right|Graduation can bring the greatest feeling of accomplishment but getting a your student loans paid off as soon as possible is a top priority.]] | ||
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There are other alternatives to a debt consolidation loan, where unsecured debt is not "shifted" to secured debt, but is eliminated through a settlement or payment plan. Debt consolidation can be confusing for many people, so it is helpful to learn about all of your options, and sometimes with the help of an advisor. | There are other alternatives to a debt consolidation loan, where unsecured debt is not "shifted" to secured debt, but is eliminated through a settlement or payment plan. Debt consolidation can be confusing for many people, so it is helpful to learn about all of your options, and sometimes with the help of an advisor. | ||
− | + | |} | |
+ | {| width="100%" cellpadding="5" cellspacing="10" style="background:#FFFFCC; border-style:solid; border-width:2px; border-color: #cccccc" | ||
+ | | width="55%" valign="top" style="padding: 0; margin:0;" | | ||
+ | <div style="float:right; width:100%"> | ||
+ | <center> | ||
+ | <embed><SCRIPT language="JavaScript1.1" type="text/javascript" src="http://context5.kanoodle.com/cgi-bin/ctpub_adserv.cgi?id=88333764&site_id=88333765&format=754x90b&bdcl=FFFFCC&bgcl=ffffff&tlcl=000000&ttcl=000000&ulcl=929292"></SCRIPT></embed> | ||
+ | </center> | ||
[[Category:Houston Area Business]] | [[Category:Houston Area Business]] |
Latest revision as of 19:16, 5 May 2007
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